20.5M+
Customers Screened
£185M+
Premium Facilitated
20%
Estimated Loss Ratio Improvement
50%
Estimated Large Loss Reduction
*Based on internal benchmarking studies. Actual outcomes may vary depending on insurer implementation and risk profile.
A proven risk management platform for medical underwriting
Our unique approach to medical risk rating considers a stability-focused view of individual circumstances, so we can focus on true risk as opposed to generalised risk. The Protectif platform has an award-winning reputation built on a common-sense approach to risk rating, ensuring transparency, fairness, and accuracy that benefits insurer and customer outcomes. For over 19 years, we’ve worked closely with our insurer clients to reduce under-declaration, improve medical risk rating accuracy, and support improved performance. Most importantly, we deliver excellent customer outcomes that have contributed to award recognition for some of our clients.
Support Improvement
on Overall Loss Ratio
Reduce Under
Declaration
Help Support
Premium Growth
Help Reduce Large
Loss Occurrence
Our Clients
For over 19 years, we’ve worked closely with our insurer clients to reduce under-declaration, improve medical risk rating accuracy, and support improved underwriting performance. Most importantly, we deliver excellent customer outcomes that have led to award recognition for some of our clients.
Experience Protectif screenings in
action. Ask us for a demo!
Learn what Protectif can do for your insurance
brand by getting in touch below. Let’s chat!
Industry-leading features in a user-friendly interface
The Protectif platform has been designed to make the screening process as easy as possible for insurers and customers. Our proprietary screening algorithms are encapsulated in a friendly user interface and meticulously worded question sets, that aim to improve customer understanding and support more accurate declarations.**
Detailed Evaluations
Our screenings focus on the management and stability of conditions, especially in complex and/or layered scenarios.
Live Medical Database
With over 4,500 medical conditions, our live database reflects the latest in medical research and treatments.
Optional Bespoke Screenings
More complex conditions benefit from a bespoke screening. We can manually screen conditions too complex to assess online.
Refined Functionality Recognised by the Industry
The Protectif platform has been designed to make the screening process as easy as possible for insurers and customers. Our proprietary screening algorithms are encapsulated in a friendly user interface and simplified question sets, that aim to support more accurate medical disclosures and better customer understanding. Some Protectif clients have received industry recognition for innovation and customer-focused outcomes.**
We’d love to hear from you!
Protectif is a success because we follow our values of being approachable, collaborative, and transparent. If you have any questions, give us a nudge!
